A guide to B2B cross-border payments for travel businesses.
How international settlement, currency management and local payout workflows fit together for travel businesses moving money across borders.
What this guide covers
- 1Understand your cross-border flows
Map where money leaves your business, which currencies you settle in, and which markets your suppliers and agents operate in. Travel is unusually multi-currency — even small operators often touch three or four settlement corridors.
- 2Standardise your billing data
Cross-border reconciliation only works when supplier billing data is structured and consistent. Standardised data reduces FX ambiguity and makes local payout files easier to produce and reconcile.
- 3Choose the right settlement route
Different corridors suit different mechanisms — local rails, SWIFT, or virtual card rails. TL Pay routes eligible flows through the most efficient mechanism, while TL Virtual Cards handle off-platform suppliers.
- 4Manage currency and FX exposure
Match settlement currency to your supplier's local currency where possible, and centralise FX so finance teams can see real cost — not just the headline rate on each transaction.
- 5Reconcile end-to-end
Match remittance data back to bookings, invoices and payouts. Travel Ledger's reconciliation and reporting workflows turn multi-currency, multi-corridor payments into a single, auditable view for finance.
Need step-by-step help?
Detailed instructions, screenshots and troubleshooting live in the Travel Ledger Help Centre. For account-specific questions, email our support team.