The right payment method for the right supplier.
Keep the payment methods that already work for your business. Use TL Virtual Cards for eligible supplier payments where they make commercial sense — unlocking cashback opportunities, greater control and simpler reconciliation without changing your whole payment strategy.
New customers: up to 1.35% cashback — see details
Up to 1.35% cashback when you sign up by 31 October 2026.
New Travel Ledger customers can access promotional cashback on eligible TL Pay Virtual Card supplier payments for two months from their TL Pay Virtual Cards Go Live Date.
Standard rates after the promotional period
- CoreFrom £0 monthly eligible card spend1.00%
- GrowthFrom £350k+ monthly eligible card spend1.10%
- ScaleFrom £800k+ monthly eligible card spend1.20%
New customers only. Sign up by 31 October 2026. Promotional cashback rates are valid for two months from the customer’s TL Pay Virtual Cards Go Live Date. Cashback applies to eligible supplier card payments only and is subject to supplier acceptance, card eligibility, card type, category/interchange and commercial terms.
Virtual cards don't have to replace the way you already pay.
Your existing payment methods may provide valuable credit terms, support established supplier agreements or simply work well for particular types of payment.
TL Virtual Cards can sit alongside them.
Use your existing payment methods where they continue to make sense, and TL Virtual Cards for eligible suppliers where you can benefit from cashback opportunities, payment controls and improved reconciliation.
It's not about moving every payment to a virtual card. It's about identifying the payments where a virtual card can add more value.
Travel Ledger Virtual Cards dashboard.
Account balances, card creation and full transaction history — managed alongside the rest of your Travel Ledger workflow.
| Status | Card ref | Supplier | Amount | Charge date |
|---|---|---|---|---|
| Captured | VC-40219 | Example Airline Ltd | £4,285.00 | 12/03/2026 |
| Issued | VC-40221 | Example Bedbank | £1,930.00 | 12/03/2026 |
| Scheduled | VC-40225 | Example Cruise Line | £12,460.00 | 13/03/2026 |
| Captured | VC-40228 | Example IATA · BSP | £3,110.00 | 13/03/2026 |
Where could TL Virtual Cards fit into your payment strategy?
- Valuable credit termsKeep using them
- Established payment arrangement that worksKeep it
- Supplier currently paid by bank transferCheck whether they accept TL Virtual Cards
- Card-accepting cruise line, bedbank or accommodation supplierConsider TL Virtual Cards
- Recurring eligible supplier paymentsConsider Multi-Use TL Virtual Cards
- One-off or high-value eligible supplier paymentConsider Single-Use TL Virtual Cards
We can review your existing supplier payments with you and help identify where TL Virtual Cards could make commercial sense.
Check your payment opportunityFour reasons travel businesses use them.
Set limits, validity and supplier controls on the payments you're already making.
See card activity alongside the rest of your Travel Ledger payment workflow.
Card-level payment data feeds cleaner remittance and matching for your finance team.
Turn eligible off-platform spend into a monthly credit where terms allow.
Three routes to eligible supplier payments.
A unique card created for a specific supplier payment, booking value or scenario — with tight limits and validity.
Reusable cards for approved supplier relationships and regular payment workflows — governed by clear controls.
Automate card creation and payment data capture from your booking, back-office or supplier systems.
Designed around travel supplier payments.
Travel Ledger Virtual Cards are shaped by real travel payment scenarios — from six-figure cruise deposits to high-volume accommodation and back-office automation.
Acceptance may vary by supplier, country and payment scenario.
“Business is going really well, and it's been a very busy few months for us. The integration has worked really well and has helped drive additional sales.”
“The virtual cards are working really well. We’re using them with a wide range of tour operators and cruise lines, and we’ve just received our first cashback payment—so the owners are very happy!”
How one customer paid a £65,000+ cruise booking with their first TL Virtual Card payment and generated £788 cashback.
Travel Ledger ecosystemManaged within the Travel Ledger ecosystem.
TL Virtual Card activity sits alongside Travel Ledger payment workflows, helping customers maintain better control and visibility across both on-platform and eligible off-platform supplier payments.
- TL Virtual Card activity in the Travel Ledger dashboard
- Aligned with TL Pay & Settlement workflows
- Reconciliation data alongside remittance
- One platform for on-platform and eligible off-platform payments
Ready to explore TL Virtual Cards?
Book a demo or estimate your opportunity with Payment IQ.
Talk to our team about supplier payments, settlement, reconciliation or payment opportunities.
Visit the Travel Ledger Help Centre for support articles and platform guidance.