Make supplier payments work harder.
Pay connected suppliers through TL Pay with clearer settlement and reconciliation, and route eligible off-platform spend to TL Virtual Cards where card acceptance allows.
TL Pay: how Trade Buyers pay connected suppliers.
TL Pay helps Trade Buyers pay connected suppliers with clearer settlement data, payment visibility and reconciliation support.
Travel Ledger supports travel businesses across the UK, Ireland and selected European markets.
- No TL Pay platform fee for Trade Buyers
- Review supplier data before you pay
- Clearer payment visibility and status
- Multiple users with different access levels
TL Pay first, with supporting routes where they fit.
Start with connected settlement through TL Pay, then use TL Virtual Cards and Payment IQ where supplier acceptance and commercial opportunity make sense.
Fund and settle payments to connected suppliers with booking references, accepted balances, commission values where provided and remittance data connected — instead of card, bank, portal and back-office payments living apart.
Explore TL PayPay eligible off-platform suppliers by card, where card acceptance allows, and earn cashback on spend you're already making.
Explore TL Virtual CardsModel your supplier spend for an indicative view of where each payment could work harder.
Open Payment IQTrade Buyers do not pay to use TL Pay, making connected settlement a simple starting point for supplier payments. TL Virtual Cards and other payment opportunities may be subject to separate terms.
Safer supplier payment workflows
For connected suppliers, TL Pay reduces the need for Trade Buyers to manually onboard, maintain or re-key supplier bank details — helping reduce exposure to bank-detail fraud and payment redirection risk.
Turn eligible off-platform spend into a commercial line.
Where suppliers sit outside connected settlement and accept cards, eligible payments can route through a Travel Ledger Virtual Card — with cashback credited monthly and a clear audit trail.

Supplier payment opportunities in practice.
- Challenge
- Six-figure supplier payments made by bank transfer with no rebate.
- Opportunity
- Route eligible cruise supplier spend via TL Virtual Cards for monthly cashback.
- Challenge
- TAAP bookings paid manually — admin heavy, no earn back.
- Opportunity
- Automated TL Virtual Card payment and reconciliation for eligible TAAP bookings.
Common questions about paying suppliers with Travel Ledger.
Who is this page for?+
Any travel business that pays suppliers — travel agents, tour operators, OTAs and travel businesses managing supplier spend. Within Travel Ledger you'll be known as a Trade Buyer.
Can I use TL Virtual Cards for every supplier?+
TL Virtual Cards work with eligible off-platform suppliers where card acceptance is available. Acceptance varies by supplier, country and payment scenario — the team will help you review your book.
How much cashback could we earn?+
Standard tier is 1.20% on eligible supplier card spend, rising to 1.30% from £600k/month and 1.35% from £1.2m/month. Use Payment IQ for a first estimate.
How does TL Pay help reduce supplier bank-detail fraud risk?+
For connected suppliers, Trade Buyers can pay through TL Pay without manually entering, storing or updating supplier bank details for every supplier relationship. This reduces manual handling of bank details and helps lower exposure to payment redirection and supplier bank-detail fraud.
Ready to make supplier payments work harder?
Speak to the team about supplier settlement, reconciliation and where your supplier payments could work harder.
Talk to our team about supplier payments, settlement, reconciliation or payment opportunities.

