Six months of TL Virtual Card data: what the supplier mix tells us
A six-month look at TL Virtual Card activity by supplier category, showing where eligible supplier payments are already being made across the travel industry.
Cruise, airlines and bedbanks & accommodation accounted for 89.9% of TL Virtual Card activity across the six-month period, showing where eligible supplier payments are already concentrated.
- 37.6%Cruise
- 32.3%Airlines
- 20%Bedbanks & accommodation
- 4.3%Other categories
- 3.4%Tour operators & DMCs
- 2.4%Hotels & resorts
of TL Virtual Card activity came from cruise, airlines and bedbanks & accommodation.
What the data shows
Across the six-month period, TL Virtual Card activity is concentrated in three categories — cruise, airlines and bedbanks & accommodation — which together account for 89.9% of activity.
Why cruise and airlines stand out
Cruise and airlines are the two largest categories. These are areas where travel businesses often manage regular, time-sensitive or higher-value supplier payment workflows.
Accommodation remains a major opportunity
Bedbanks & accommodation represented 20.0% of activity, making it the third-largest category. Accommodation payments tend to be frequent and repeatable, making them a practical area to review for eligible card payment opportunities.
The wider supplier mix
Tour operators, DMCs, hotels, resorts and other categories make up a smaller share, but their presence shows TL Virtual Cards are being used across a broader travel supplier base.
What this means for travel businesses
The insight is practical rather than technical: the mix shows where eligible card payments are already concentrated, so finance teams can see which payment areas are most active at a glance.
Reviewing supplier categories can help travel businesses understand where eligible payments may support cashback opportunities, clearer visibility and improved reconciliation.
Could your supplier payments work harder?
Review your supplier mix and identify where eligible payments could unlock cashback opportunities through TL Virtual Cards.
Data shown is based on Travel Ledger TL Virtual Card activity, six-month view. Percentages are rounded. Supplier participation, card acceptance, cashback eligibility and commercial terms may vary.